:root {
  --white: #ffffff;
  --off: #f9f7f3;
  --off2: #f2ede4;
  --sand: #efe6d8;
  --teal: #0a7075;
  --teal-dark: #065f5b;
  --teal-deep: #0a3f43;
  --teal-light: #e8f4f4;
  --teal-mid: #b2d8d8;
  --amber: #e8a020;
  --amber-light: #fef3dc;
  --amber-bright: #f5b942;
  --text: #1a1a2e;
  --text-mid: #4a5568;
  --text-soft: #8896a8;
  --border: #e8e2d9;
  --border-teal: rgba(10,112,117,0.18);
  --shadow: 0 8px 40px rgba(10,112,117,0.1);
  --shadow-sm: 0 4px 20px rgba(0,0,0,0.07);
  --shadow-lg: 0 24px 64px rgba(10,112,117,0.14);
  --r-sm: 14px; --r-md: 20px; --r-lg: 28px; --r-xl: 40px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;scroll-padding-top:70px;}
body{font-family:Arial, sans-serif;background:radial-gradient(circle at top left,rgba(232,160,32,0.08),transparent 22%),linear-gradient(180deg,#fffdf9 0%,#ffffff 28%,#fbfaf7 100%);color:var(--text);overflow-x:hidden;-webkit-font-smoothing:antialiased;}
section[id],div[id="home"]{scroll-margin-top:70px;}
::-webkit-scrollbar{width:5px;}
::-webkit-scrollbar-track{background:var(--off);}
::-webkit-scrollbar-thumb{background:var(--teal);border-radius:3px;}

/* NAV */
nav{position:fixed;top:0;left:0;right:0;z-index:200;display:flex;align-items:center;justify-content:space-between;padding:1rem 5%;background:rgba(255,255,255,0.9);backdrop-filter:blur(20px);border-bottom:1px solid var(--border);transition:padding 0.3s,box-shadow 0.3s;}
nav.scrolled{box-shadow:var(--shadow-sm);padding:0.75rem 5%;}
.nav-logo{display:flex;align-items:center;gap:0.6rem;text-decoration:none;}
.brand-logo-img{display:block;width:auto;height:64px;object-fit:contain;}
.nav-links{display:flex;align-items:center;gap:2rem;list-style:none;}
.nav-links a{font-size:0.84rem;font-weight:500;color:var(--text-mid);text-decoration:none;transition:color 0.2s;position:relative;}
.nav-links a:not(.nav-cta-btn)::after{content:'';position:absolute;left:0;right:0;bottom:-0.35rem;height:2px;background:var(--teal);transform:scaleX(0);transform-origin:left;transition:transform 0.25s ease;}
.nav-links a:hover{color:var(--teal);}
.nav-links a:not(.nav-cta-btn):hover::after{transform:scaleX(1);}
.nav-phone{display:inline-flex;align-items:center;gap:0.45rem;background:var(--teal-light);border:1px solid var(--border-teal);border-radius:50px;padding:0.45rem 1rem!important;font-size:0.82rem!important;font-weight:600!important;color:var(--teal)!important;transition:background 0.2s,border-color 0.2s!important;white-space:nowrap;}
.nav-phone:hover{background:var(--teal)!important;color:var(--white)!important;border-color:var(--teal)!important;}
.nav-phone::after{display:none!important;}
.nav-phone-icon{font-size:0.85rem;line-height:1;}
.nav-cta-btn{background:var(--teal)!important;color:var(--white)!important;padding:0.55rem 1.4rem!important;border-radius:50px!important;font-weight:600!important;transition:background 0.2s,transform 0.2s!important;}
.nav-cta-btn:hover{background:var(--teal-dark)!important;transform:translateY(-1px);}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:5px;border:none;background:none;}
.hamburger span{width:22px;height:2px;background:var(--text);border-radius:2px;display:block;transition:0.3s;}
.mobile-menu{display:none;position:fixed;top:62px;left:0;right:0;bottom:0;background:linear-gradient(180deg,rgba(255,255,255,0.98) 0%,rgba(249,247,243,0.98) 100%);backdrop-filter:blur(20px);z-index:190;flex-direction:column;padding:2rem 5%;gap:0;border-top:1px solid var(--border);overflow-y:auto;}
.mobile-menu.open{display:flex;}
.mobile-menu a{display:block;padding:1rem 0;font-size:1.1rem;font-weight:500;color:var(--text);text-decoration:none;border-bottom:1px solid var(--border);}
.mobile-menu a:hover{color:var(--teal);}
.mobile-menu .m-cta{margin-top:1.5rem;background:var(--teal);color:var(--white)!important;padding:1rem;border-radius:50px;text-align:center;font-weight:700;border:none;}

/* HERO */
.hero{min-height:100vh;background:var(--white);display:flex;align-items:center;position:relative;overflow:hidden;padding-top:0;}
.hero-blob1{position:absolute;width:700px;height:700px;border-radius:50%;background:radial-gradient(circle,rgba(10,112,117,0.07) 0%,transparent 70%);top:-200px;right:-150px;pointer-events:none;}
.hero-blob2{position:absolute;width:400px;height:400px;border-radius:50%;background:radial-gradient(circle,rgba(232,160,32,0.08) 0%,transparent 70%);bottom:-100px;left:5%;pointer-events:none;}
.hero-dots{position:absolute;inset:0;background-image:radial-gradient(circle,rgba(10,112,117,0.08) 1px,transparent 1px);background-size:36px 36px;pointer-events:none;mask-image:radial-gradient(ellipse 70% 70% at 80% 40%,black 0%,transparent 70%);}
.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center;padding:0 5% 1.5rem;width:100%;max-width:1800px;margin:0 auto;transform:translateY(-8px);}
.hero-left{animation:slideInLeft 0.8s ease forwards;display:flex;flex-direction:column;align-items:flex-start;position:relative;padding-top:0;}
.hero-right{animation:slideInRight 0.9s ease forwards;}
@keyframes slideInLeft{from{opacity:0;transform:translateX(-30px)}to{opacity:1;transform:translateX(0)}}
@keyframes slideInRight{from{opacity:0;transform:translateX(30px)}to{opacity:1;transform:translateX(0)}}
.hero-chip{display:inline-flex;align-items:center;gap:0.5rem;background:var(--teal-light);border:1px solid var(--border-teal);border-radius:50px;padding:0.38rem 1rem;margin-bottom:1.5rem;}
.hero-chip-dot{width:7px;height:7px;background:var(--teal);border-radius:50%;animation:blink 2s infinite;}
@keyframes blink{0%,100%{opacity:1}50%{opacity:0.3}}
.hero-chip span{font-size:0.75rem;font-weight:600;color:var(--teal);letter-spacing:0.05em;text-transform:uppercase;}
.hero-h1{font-family:Arial, sans-serif;font-size:clamp(2.8rem,5vw,4.8rem);font-weight:600;line-height:1.08;letter-spacing:-0.02em;color:var(--text);margin-bottom:1.4rem;}
.hero-h1 .accent{color:var(--teal);font-style:italic;}
.hero-p{font-size:1.05rem;color:var(--text-mid);line-height:1.75;font-weight:300;max-width:480px;margin-bottom:1.4rem;}
.hero-btns{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:0.9rem;}
.hero-banner{display:inline-flex;align-items:center;gap:0.6rem;padding:0.75rem 1rem;border:1px solid rgba(232,160,32,0.28);background:rgba(255,249,232,0.95);color:var(--text);border-radius:999px;font-size:0.92rem;font-weight:600;box-shadow:0 8px 24px rgba(232,160,32,0.12);margin-bottom:1.8rem;}
.hero-banner-icon{font-size:1rem;}
.btn-teal{display:inline-flex;align-items:center;gap:0.5rem;background:var(--teal);color:var(--white);padding:0.9rem 2rem;border-radius:50px;font-size:0.9rem;font-weight:600;text-decoration:none;transition:background 0.2s,transform 0.2s,box-shadow 0.2s;}
.btn-teal:hover{background:var(--teal-dark);transform:translateY(-2px);box-shadow:0 8px 28px rgba(10,112,117,0.3);}
.btn-outline{display:inline-flex;align-items:center;gap:0.5rem;background:transparent;color:var(--text);padding:0.9rem 2rem;border-radius:50px;border:1.5px solid var(--border);font-size:0.9rem;font-weight:500;text-decoration:none;transition:border-color 0.2s,background 0.2s,color 0.2s;}
.btn-outline:hover{border-color:var(--teal);background:var(--teal-light);color:var(--teal);}
.hero-proof{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0.9rem;margin:0 0 1.2rem;max-width:700px;}
.hero-proof-card{background:rgba(255,255,255,0.78);backdrop-filter:blur(10px);border:1px solid rgba(10,112,117,0.1);border-radius:18px;padding:0.95rem 1rem;box-shadow:var(--shadow-sm);}
.hero-proof-label{font-size:0.68rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--text-soft);margin-bottom:0.3rem;}
.hero-proof-value{font-family:Arial, sans-serif;font-size:1.15rem;font-weight:600;color:var(--text);line-height:1.1;}
.hero-stat-row{display:flex;align-items:center;gap:2rem;flex-wrap:wrap;padding-top:1rem;border-top:1px solid var(--border);}
.h-stat{display:flex;flex-direction:column;}
.h-stat-num{font-family:Arial, sans-serif;font-size:2rem;font-weight:600;color:var(--teal);line-height:1;}
.h-stat-lbl{font-size:0.75rem;color:var(--text-soft);margin-top:0.25rem;}
.h-stat-divider{width:1px;height:36px;background:var(--border);flex-shrink:0;}
/* Google badge */
.google-badge{display:flex;flex-direction:column;gap:0.3rem;background:#fff;border:1px solid #e0e0e0;border-radius:12px;padding:0.65rem 1rem;text-decoration:none;box-shadow:0 2px 8px rgba(0,0,0,0.07);transition:box-shadow 0.2s;}
.google-badge:hover{box-shadow:0 4px 16px rgba(0,0,0,0.13);}
.google-badge-top{display:flex;align-items:center;gap:0.45rem;}
.google-badge-score{font-size:1.1rem;font-weight:700;color:#202124;line-height:1;}
.google-badge-stars{font-size:1rem;line-height:1;}
.google-badge-bottom{font-size:0.72rem;color:#5f6368;font-weight:500;}
.hero-visual{position:relative;isolation:isolate;}
.hero-photo-img-wrap .float-badge{position:absolute;}
.hero-card-main{background:linear-gradient(145deg,var(--teal) 0%,var(--teal-deep) 100%);border-radius:var(--r-xl);padding:2.5rem;color:var(--white);position:relative;overflow:hidden;box-shadow:0 30px 70px rgba(10,63,67,0.28);border:1px solid rgba(255,255,255,0.12);z-index:1;}
.hero-card-main::before{content:'';position:absolute;top:-80px;right:-80px;width:250px;height:250px;background:rgba(255,255,255,0.06);border-radius:50%;}
.hero-card-main::after{content:'';position:absolute;bottom:-50px;left:-50px;width:180px;height:180px;background:rgba(255,255,255,0.04);border-radius:50%;}
.hero-card-label{font-size:0.72rem;font-weight:600;letter-spacing:0.1em;text-transform:uppercase;color:rgba(255,255,255,0.6);margin-bottom:0.5rem;}
.hero-card-amount{font-family:Arial, sans-serif;font-size:3.2rem;font-weight:600;color:var(--white);line-height:1;margin-bottom:0.3rem;}
.hero-card-sub{font-size:0.82rem;color:rgba(255,255,255,0.6);margin-bottom:2rem;}
.hero-card-tags{display:flex;gap:0.6rem;flex-wrap:wrap;margin-bottom:2rem;}
.hero-tag{background:rgba(255,255,255,0.14);border:1px solid rgba(255,255,255,0.2);border-radius:50px;padding:0.3rem 0.85rem;font-size:0.75rem;font-weight:500;color:var(--white);}
.hero-card-btn{display:inline-flex;align-items:center;gap:0.5rem;background:var(--white);color:var(--teal);padding:0.75rem 1.6rem;border-radius:50px;font-size:0.85rem;font-weight:700;text-decoration:none;width:100%;justify-content:center;transition:transform 0.2s;}
.hero-card-btn:hover{transform:translateY(-2px);}
.float-badge{position:absolute;background:rgba(255,255,255,0.88);backdrop-filter:blur(14px);border:1px solid rgba(255,255,255,0.7);border-radius:var(--r-md);box-shadow:var(--shadow-lg);padding:1rem 1.2rem;display:flex;align-items:center;gap:0.7rem;animation:floatBob 3s ease-in-out infinite;z-index:2;}
@keyframes floatBob{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
.float-badge-1{bottom:-20px;right:-20px;animation-delay:0s;}
.float-badge-2{top:-16px;left:-20px;animation-delay:1.5s;}
.float-icon{font-size:1.4rem;}
.float-text-main{font-size:0.82rem;font-weight:700;color:var(--text);}
.float-text-sub{font-size:0.72rem;color:var(--text-soft);}
.float-star{font-size:0.8rem;color:var(--amber);}

/* HERO PHOTO */
.hero-photo-wrap{position:relative;z-index:1;display:flex;flex-direction:column;gap:1rem;}
.hero-photo-img-wrap{position:relative;border-radius:var(--r-xl);overflow:visible;box-shadow:0 30px 70px rgba(10,63,67,0.22);}
.hero-photo-img-wrap img{border-radius:var(--r-xl);}
.hero-photo{display:block;width:100%;height:520px;object-fit:cover;object-position:center 20%;}
.hero-photo-card{background:rgba(255,255,255,0.97);backdrop-filter:blur(20px);border-radius:var(--r-lg);padding:1.6rem 1.8rem;border:1.5px solid var(--border);box-shadow:0 12px 36px rgba(10,63,67,0.1);display:flex;align-items:center;justify-content:space-between;gap:1.2rem;flex-wrap:wrap;}
.hero-photo-card-left{display:flex;flex-direction:column;gap:0.6rem;}
.hero-photo-card-label{font-size:0.72rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--text-soft);}
.hero-photo-card-amount{font-family:Arial, sans-serif;font-size:2.6rem;font-weight:700;color:var(--teal);line-height:1;}
.hero-photo-card-tags{display:flex;gap:0.5rem;flex-wrap:wrap;}
.hero-photo-card .hero-tag{background:var(--teal-light);border:1px solid var(--border-teal);color:var(--teal);border-radius:50px;padding:0.28rem 0.8rem;font-size:0.76rem;font-weight:600;}
.hero-photo-card .hero-card-btn{background:var(--teal);color:var(--white);padding:0.9rem 1.8rem;border-radius:50px;font-size:0.92rem;font-weight:700;text-decoration:none;display:inline-flex;align-items:center;white-space:nowrap;transition:background 0.2s,transform 0.2s;flex-shrink:0;}
.hero-photo-card .hero-card-btn:hover{background:var(--teal-dark);transform:translateY(-1px);}

/* HERO CAROUSEL */
.hero-carousel{position:relative;border-radius:var(--r-xl);overflow:hidden;box-shadow:0 30px 70px rgba(10,63,67,0.22);}
.hero-carousel-track{position:relative;width:100%;height:520px;}
.hero-carousel-slide{position:absolute;inset:0;opacity:0;transition:opacity 0.6s ease;}
.hero-carousel-slide.active{opacity:1;z-index:1;}
.hero-carousel-slide img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 20%;border-radius:0;}
.hero-carousel-btn{position:absolute;top:50%;transform:translateY(-50%);z-index:3;background:rgba(255,255,255,0.85);backdrop-filter:blur(8px);border:none;border-radius:50%;width:36px;height:36px;font-size:1.3rem;line-height:1;color:var(--teal);cursor:pointer;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 14px rgba(10,63,67,0.18);transition:background 0.2s,transform 0.2s;}
.hero-carousel-btn:hover{background:var(--teal);color:#fff;transform:translateY(-50%) scale(1.08);}
.hero-carousel-prev{left:10px;}
.hero-carousel-next{right:10px;}
.hero-carousel-dots{position:absolute;bottom:10px;left:50%;transform:translateX(-50%);z-index:3;display:flex;gap:6px;}
.hero-carousel-dot{width:8px;height:8px;border-radius:50%;border:none;background:rgba(255,255,255,0.5);cursor:pointer;padding:0;transition:background 0.2s,transform 0.2s;}
.hero-carousel-dot.active{background:#fff;transform:scale(1.25);}
.hero-slide-label{position:absolute;bottom:0;left:0;right:0;z-index:2;padding:2rem 1.4rem 1.2rem;background:linear-gradient(to top,rgba(10,63,67,0.82) 0%,transparent 100%);}
.hero-slide-tag{display:inline-block;background:var(--teal);color:#fff;font-size:0.78rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;padding:0.3rem 0.9rem;border-radius:50px;margin-bottom:0.45rem;}
.hero-slide-desc{color:rgba(255,255,255,0.92);font-size:0.88rem;font-weight:500;margin:0;line-height:1.4;}
.hero-carousel-slide .hero-slide-label{opacity:0;transform:translateY(8px);transition:opacity 0.5s ease 0.2s,transform 0.5s ease 0.2s;}
.hero-carousel-slide.active .hero-slide-label{opacity:1;transform:translateY(0);}

/* APPLY PHOTO */
.apply-photo-wrap{margin-bottom:1.5rem;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow);}
.apply-photo{display:block;width:100%;height:220px;object-fit:cover;object-position:center 30%;}

/* TICKER */
.ticker-bar{background:var(--off);border-top:1px solid var(--border);border-bottom:1px solid var(--border);overflow:hidden;padding:0.85rem 0;}
.ticker-track{display:flex;gap:4rem;width:max-content;will-change:transform;}
.ticker-item{display:flex;align-items:center;gap:0.6rem;white-space:nowrap;font-size:0.82rem;font-weight:500;color:var(--text-mid);}
.ticker-dot{width:6px;height:6px;background:var(--teal);border-radius:50%;}

/* SECTIONS */
section{padding:6rem 5%;}
.container{max-width:1280px;margin:0 auto;}
.sec-tag{display:inline-block;font-size:0.72rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:var(--teal);background:var(--teal-light);border:1px solid var(--border-teal);padding:0.3rem 0.9rem;border-radius:50px;margin-bottom:1rem;}
.sec-tag.amber{color:var(--amber);background:var(--amber-light);border-color:rgba(232,160,32,0.2);}
.sec-title{font-family:Arial, sans-serif;font-size:clamp(1.9rem,3.5vw,3rem);font-weight:600;line-height:1.15;letter-spacing:-0.02em;color:var(--text);margin-bottom:1rem;}
.sec-sub{font-size:1rem;color:var(--text-mid);line-height:1.7;font-weight:300;max-width:520px;}

/* WHY */
.why-section{background:linear-gradient(180deg,var(--off) 0%,#fffdf9 100%);position:relative;}
.why-section::before{content:'';position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,rgba(10,112,117,0.22),transparent);}
.why-top{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:2rem;margin-bottom:3.5rem;}
.why-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;}
.why-card{background:linear-gradient(180deg,rgba(255,255,255,0.96),rgba(255,255,255,0.88));border-radius:var(--r-lg);padding:2rem;border:1.5px solid var(--border);transition:all 0.3s;cursor:default;position:relative;overflow:hidden;box-shadow:0 18px 30px rgba(26,26,46,0.03);}
.why-card::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,var(--teal-light),transparent);opacity:0;transition:opacity 0.3s;}
.why-card:hover{transform:translateY(-5px);border-color:var(--teal-mid);box-shadow:var(--shadow);}
.why-card:hover::before{opacity:1;}
.why-card-icon{width:52px;height:52px;background:var(--teal-light);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:1.2rem;position:relative;z-index:1;transition:background 0.3s;}
.why-card:hover .why-card-icon{background:var(--teal);}
.why-card-title{font-weight:700;font-size:0.95rem;margin-bottom:0.5rem;position:relative;z-index:1;}
.why-card-desc{font-size:0.84rem;color:var(--text-mid);line-height:1.65;font-weight:300;position:relative;z-index:1;}

/* SERVICES */
.services-section{background:var(--white);}
.services-top{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:2rem;margin-bottom:3rem;}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;}
.svc-card{background:linear-gradient(180deg,#fffdf8 0%,var(--off) 100%);border-radius:var(--r-lg);padding:2rem;border:1.5px solid var(--border);transition:all 0.3s;cursor:default;position:relative;overflow:hidden;min-height:250px;}
.svc-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--amber),var(--teal));opacity:0.75;}
.svc-card:hover{background:var(--white);box-shadow:var(--shadow);transform:translateY(-4px);border-color:var(--teal-mid);}
.svc-card.featured{background:linear-gradient(145deg,var(--teal) 0%,var(--teal-deep) 100%);color:var(--white);border-color:var(--teal);}
.svc-card.featured .svc-desc{color:rgba(255,255,255,0.65);}
.svc-card.featured:hover{background:var(--teal-dark);}
.svc-card.consultation{background:var(--teal-light);border-color:var(--border-teal);}
.svc-emoji-wrap{width:54px;height:54px;background:var(--white);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:1.6rem;margin-bottom:1.3rem;box-shadow:var(--shadow-sm);}
.svc-card.featured .svc-emoji-wrap{background:rgba(255,255,255,0.18);box-shadow:none;}
.svc-name{font-family:Arial, sans-serif;font-size:1.2rem;font-weight:600;margin-bottom:0.5rem;}
.svc-desc{font-size:0.83rem;color:var(--text-mid);line-height:1.65;font-weight:300;}
.btn-teal-small{display:inline-flex;font-size:0.82rem;padding:0.65rem 1.4rem;}
.btn-teal-nowrap{white-space:nowrap;}
.btn-spaced-top{margin-top:2rem;display:inline-flex;}

/* APPLY */
.apply-section{background:linear-gradient(180deg,#fff 0%,var(--off) 100%);}
.apply-layout{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start;margin-top:3rem;}
.steps{display:flex;flex-direction:column;}
.step{display:flex;gap:1.5rem;padding:1.8rem 0;border-bottom:1px solid var(--border);cursor:default;}
.step:last-child{border-bottom:none;}
.step-circle{width:44px;height:44px;flex-shrink:0;background:var(--white);border:2px solid var(--border);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:Arial, sans-serif;font-size:1.1rem;font-weight:600;color:var(--teal-dark);transition:all 0.25s;margin-top:2px;}
.step:hover .step-circle{background:var(--teal);border-color:var(--teal);color:var(--white);}
.step-title{font-weight:700;font-size:0.95rem;margin-bottom:0.35rem;}
.step-desc{font-size:0.83rem;color:var(--text-mid);line-height:1.65;font-weight:300;}
.eligibility-panel{background:rgba(255,255,255,0.96);border-radius:var(--r-xl);padding:2.5rem;border:1.5px solid var(--border);box-shadow:var(--shadow-sm);position:sticky;top:110px;}
.eligibility-panel h3{font-family:Arial, sans-serif;font-size:1.4rem;font-weight:600;margin-bottom:0.4rem;}
.eligibility-panel>p{font-size:0.84rem;color:var(--text-mid);margin-bottom:1.5rem;line-height:1.6;}
.elig-block{margin-bottom:1.5rem;}
.elig-block-title{font-size:0.7rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--teal);margin-bottom:0.75rem;}
.check-items{display:flex;flex-direction:column;gap:0.6rem;}
.check-item{display:flex;align-items:flex-start;gap:0.65rem;font-size:0.84rem;color:var(--text-mid);line-height:1.5;}
.chk{width:18px;height:18px;flex-shrink:0;background:var(--teal-light);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:0.6rem;color:var(--teal);font-weight:700;margin-top:2px;}
.elig-note{margin-top:0.9rem;padding:0.8rem 1rem;border-radius:var(--r-sm);background:linear-gradient(135deg,var(--teal-light),rgba(255,255,255,0.9));border:1px solid var(--border-teal);color:var(--text-mid);font-size:0.9rem;line-height:1.6;}
.divider{border:none;border-top:1px solid var(--border);margin:1.4rem 0;}
.loan-highlight{background:linear-gradient(135deg,var(--teal-light),var(--amber-light));border-radius:var(--r-md);padding:1.4rem;display:flex;justify-content:space-between;align-items:center;border:1px solid var(--border-teal);}
.loan-highlight-label{font-size:0.78rem;color:var(--text-soft);margin-bottom:0.2rem;}
.loan-highlight-val{font-family:Arial, sans-serif;font-size:2.2rem;font-weight:700;color:var(--teal);}

/* ABOUT */
.about-section{background:var(--white);}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start;margin-top:3rem;}
.timeline{margin-top:1.5rem;position:relative;}
.tl-line{position:absolute;left:10px;top:8px;bottom:0;width:2px;background:linear-gradient(to bottom,var(--teal),rgba(10,112,117,0.1));}
.tl-item{display:flex;gap:2rem;margin-bottom:2.2rem;position:relative;}
.tl-dot{width:22px;height:22px;flex-shrink:0;background:var(--white);border:2.5px solid var(--teal);border-radius:50%;position:relative;z-index:1;margin-top:2px;transition:background 0.2s;}
.tl-item:hover .tl-dot{background:var(--teal);}
.tl-yr{font-family:Arial, sans-serif;font-size:0.95rem;font-weight:700;color:var(--teal);margin-bottom:0.15rem;}
.tl-ev{font-size:0.84rem;color:var(--text-mid);line-height:1.65;font-weight:300;}
.values-wrap{margin-top:2rem;display:grid;grid-template-columns:1fr 1fr;gap:1rem;}
.val-card{background:var(--off);border-radius:var(--r-md);padding:1.3rem;border:1.5px solid var(--border);transition:border-color 0.2s;}
.val-card:hover{border-color:var(--teal-mid);}
.val-title{font-weight:700;font-size:0.86rem;margin-bottom:0.3rem;}
.val-desc{font-size:0.78rem;color:var(--text-mid);line-height:1.6;font-weight:300;}

/* TEAM */
.team-section{background:linear-gradient(180deg,var(--off) 0%,#fffdf9 100%);}
.team-head{text-align:center;margin-bottom:3.5rem;}
.team-head .sec-tag{position:relative;display:inline-block;padding:0;border:none;background:transparent;color:var(--teal);letter-spacing:0.18em;margin-bottom:0.85rem;}
.team-head .sec-tag::before,.team-head .sec-tag::after{content:'';position:absolute;top:50%;width:150px;height:2px;background:linear-gradient(90deg,transparent,rgba(232,160,32,0.45),transparent);}
.team-head .sec-tag::before{right:calc(100% + 1.2rem);}
.team-head .sec-tag::after{left:calc(100% + 1.2rem);}
.team-head .sec-title{font-size:clamp(2rem,4vw,3.6rem);line-height:1.08;margin:0;}
.team-grid{display:grid;grid-template-columns:repeat(8,minmax(0,1fr));gap:1.5rem;}
.team-card{grid-column:span 2;}
.team-grid .team-card:nth-child(5){grid-column:2 / span 2;}
.team-card{background:linear-gradient(180deg,#ffffff 0%,#fbfaf7 100%);border-radius:var(--r-lg);padding:2rem 1.5rem;text-align:center;border:1.5px solid var(--border);transition:all 0.3s;cursor:default;}
.team-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:var(--teal-mid);}
.team-av{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--teal-dark));margin:0 auto 1.1rem;display:flex;align-items:center;justify-content:center;font-family:Arial, sans-serif;font-size:1.5rem;font-weight:700;color:var(--white);border:3px solid var(--teal-light);}
.team-name{font-family:Arial, sans-serif;font-size:1.05rem;font-weight:600;margin-bottom:0.25rem;}
.team-role{font-size:0.75rem;font-weight:600;color:var(--teal);letter-spacing:0.04em;text-transform:uppercase;margin-bottom:0.7rem;}
.team-bio{font-size:0.78rem;color:var(--text-mid);line-height:1.65;font-weight:300;}

/* REVIEWS */
.reviews-section{background:var(--white);overflow:hidden;padding-bottom:5rem;}
.reviews-top{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:2rem;margin-bottom:3rem;}
.rating-pill{display:flex;flex-direction:column;align-items:flex-start;gap:0.15rem;background:var(--amber-light);border:1px solid rgba(232,160,32,0.25);border-radius:50px;padding:0.55rem 1.15rem;}
.r-head{display:inline-flex;align-items:center;gap:0.55rem;line-height:1;}
.r-stars{color:var(--amber);font-size:0.95rem;letter-spacing:0.05em;}
.r-num{font-family:Arial, sans-serif;font-size:1.3rem;font-weight:700;color:var(--text);}
.r-label{font-size:0.74rem;color:var(--text-soft);}
.reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;}
.rev-card{background:linear-gradient(180deg,#fffdf8 0%,var(--off) 100%);border-radius:var(--r-lg);padding:2rem;border:1.5px solid var(--border);transition:all 0.25s;cursor:default;position:relative;overflow:hidden;}
.rev-card::before{content:'';position:absolute;inset:auto auto 0 0;width:100%;height:1px;background:linear-gradient(90deg,rgba(10,112,117,0.22),transparent);}
.rev-card:hover{background:var(--white);box-shadow:var(--shadow);transform:translateY(-3px);}
.rev-stars{color:var(--amber);font-size:0.9rem;margin-bottom:1rem;letter-spacing:0.05em;}
.rev-text{font-size:0.88rem;color:var(--text-mid);line-height:1.75;font-style:italic;font-weight:300;margin-bottom:1.4rem;}
.rev-author{display:flex;align-items:center;gap:0.7rem;}
.rev-av{width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--teal-dark));display:flex;align-items:center;justify-content:center;font-size:0.8rem;font-weight:700;color:var(--white);flex-shrink:0;}
.rev-name{font-size:0.83rem;font-weight:700;}
.rev-src{font-size:0.72rem;color:var(--text-soft);}

/* FAQ */
.faq-section{background:linear-gradient(180deg,var(--off) 0%,#fffdf9 100%);}
.faq-layout{display:grid;grid-template-columns:1fr 1.6fr;gap:5rem;align-items:start;margin-top:3rem;}
.faq-list{display:flex;flex-direction:column;}
.faq-item{border-bottom:1px solid var(--border);}
.faq-q{display:flex;justify-content:space-between;align-items:center;padding:1.3rem 0;cursor:pointer;font-size:0.9rem;font-weight:600;color:var(--text);transition:color 0.2s;user-select:none;}
.faq-q:hover{color:var(--teal);}
.faq-ico{width:26px;height:26px;flex-shrink:0;background:var(--teal-light);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1rem;color:var(--teal);transition:transform 0.3s,background 0.2s;}
.faq-item.open .faq-ico{transform:rotate(45deg);background:var(--teal);color:var(--white);}
.faq-a{font-size:0.85rem;color:var(--text-mid);line-height:1.75;font-weight:300;max-height:0;overflow:hidden;transition:max-height 0.35s ease,padding 0.35s;padding:0;}
.faq-item.open .faq-a{max-height:200px;padding:0 0 1.3rem;}

/* CONTACT */
.contact-section{background:var(--white);}
.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start;margin-top:3rem;}
.contact-aside{background:linear-gradient(160deg,var(--teal-deep) 0%,var(--teal) 58%,#148087 100%);border-radius:32px;padding:2.2rem;border:1px solid rgba(255,255,255,0.08);box-shadow:0 28px 60px rgba(10,63,67,0.22);color:var(--white);position:relative;overflow:hidden;}
.contact-aside::before{content:'';position:absolute;top:-80px;right:-80px;width:240px;height:240px;border-radius:50%;background:rgba(255,255,255,0.08);}
.contact-aside::after{content:'';position:absolute;bottom:-120px;left:-40px;width:300px;height:300px;border-radius:50%;background:rgba(232,160,32,0.12);}
.contact-intro{position:relative;z-index:1;padding-right:2rem;}
.contact-kicker{display:inline-flex;align-items:center;gap:0.5rem;padding:0.38rem 0.9rem;border-radius:999px;background:rgba(255,255,255,0.12);border:1px solid rgba(255,255,255,0.18);font-size:0.72rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:rgba(255,255,255,0.9);margin-bottom:1rem;}
.contact-intro h3{font-family:Arial, sans-serif;font-size:2rem;font-weight:600;line-height:1.1;margin-bottom:0.9rem;position:relative;z-index:1;}
.contact-intro p{font-size:0.95rem;line-height:1.75;color:rgba(255,255,255,0.74);max-width:430px;position:relative;z-index:1;}
.contact-info-cards{display:flex;flex-direction:column;gap:1rem;margin-top:2rem;position:relative;z-index:1;}
.c-card{display:flex;align-items:flex-start;gap:1rem;background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.14);border-radius:var(--r-md);padding:1.2rem 1.4rem;transition:border-color 0.2s,transform 0.2s,background 0.2s;backdrop-filter:blur(8px);}
.c-card:hover{border-color:rgba(255,255,255,0.32);transform:translateY(-2px);background:rgba(255,255,255,0.14);}
.c-ico{width:42px;height:42px;flex-shrink:0;background:rgba(255,255,255,0.14);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;}
.c-lbl{font-size:0.72rem;font-weight:600;color:rgba(255,255,255,0.58);text-transform:uppercase;letter-spacing:0.06em;margin-bottom:0.2rem;}
.c-val{font-size:0.88rem;color:var(--white);line-height:1.5;}
.map-card{margin-top:1.25rem;background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.14);border-radius:24px;overflow:hidden;position:relative;z-index:1;backdrop-filter:blur(8px);box-shadow:0 16px 32px rgba(0,0,0,0.12);}
.map-frame{display:block;width:100%;height:260px;border:0;filter:saturate(0.95) contrast(1.02);}
.map-card-footer{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 1.2rem;background:rgba(8,46,49,0.42);}
.map-copy{font-size:0.8rem;line-height:1.55;color:rgba(255,255,255,0.78);max-width:290px;}
.map-link{display:inline-flex;align-items:center;justify-content:center;white-space:nowrap;padding:0.72rem 1.2rem;border-radius:999px;background:var(--white);color:var(--teal);font-size:0.82rem;font-weight:700;text-decoration:none;transition:transform 0.2s,box-shadow 0.2s;}
.map-link:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(0,0,0,0.16);}
.cta-card{background:rgba(255,255,255,0.96);border-radius:var(--r-lg);padding:2rem;margin-top:1.5rem;color:var(--text);position:relative;z-index:1;box-shadow:0 14px 28px rgba(5,95,91,0.16);}
.cta-card h4{font-family:Arial, sans-serif;font-size:1.4rem;font-weight:600;margin-bottom:0.4rem;}
.cta-card p{font-size:0.83rem;color:var(--text-mid);line-height:1.6;margin-bottom:1.2rem;}
.cta-card-btn{display:inline-flex;align-items:center;gap:0.5rem;background:var(--white);color:var(--teal);padding:0.75rem 1.6rem;border-radius:50px;font-size:0.85rem;font-weight:700;text-decoration:none;transition:transform 0.2s;}
.cta-card-btn:hover{transform:translateY(-2px);}
.form-panel{background:linear-gradient(180deg,#ffffff 0%,#fbfaf7 100%);border-radius:var(--r-xl);padding:2.5rem;border:1.5px solid var(--border);box-shadow:0 20px 40px rgba(26,26,46,0.06);}
.form-panel h3{font-family:Arial, sans-serif;font-size:1.6rem;font-weight:600;margin-bottom:0.3rem;}
.form-panel>p{font-size:0.84rem;color:var(--text-mid);margin-bottom:2rem;line-height:1.6;}
.form-feedback{margin:0 0 1rem;padding:0.75rem 0.95rem;border-radius:12px;font-size:0.82rem;line-height:1.5;font-weight:600;}
.form-feedback-success{background:#ecfdf3;border:1px solid #86efac;color:#166534;}
.form-feedback-error{background:#fef2f2;border:1px solid #fecaca;color:#991b1b;}
.fg{margin-bottom:1rem;}
.fl{display:block;font-size:0.75rem;font-weight:600;color:var(--text-mid);margin-bottom:0.4rem;letter-spacing:0.03em;}
.fi{width:100%;background:var(--white);border:1.5px solid var(--border);border-radius:var(--r-sm);padding:0.85rem 1rem;color:var(--text);font-family:Arial, sans-serif;font-size:0.87rem;outline:none;transition:border-color 0.2s,box-shadow 0.2s;}
.fi::placeholder{color:var(--text-soft);}
.fi:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(10,112,117,0.08);}
.fr{display:grid;grid-template-columns:1fr 1fr;gap:1rem;}
.f-ta{height:90px;resize:none;}
.f-submit{width:100%;background:var(--teal);color:var(--white);border:none;border-radius:50px;padding:1rem;font-family:Arial, sans-serif;font-size:0.9rem;font-weight:700;cursor:pointer;transition:background 0.2s,transform 0.2s,box-shadow 0.2s;margin-top:0.5rem;letter-spacing:0.02em;}
.f-submit:hover{background:var(--teal-dark);transform:translateY(-2px);box-shadow:0 8px 28px rgba(10,112,117,0.3);}
.f-submit.success{background:#22c55e!important;transform:none;box-shadow:none;}

/* CTA BANNER */
.cta-banner{background:linear-gradient(135deg,var(--teal) 0%,var(--teal-dark) 100%);padding:6.5rem 5% 7rem;text-align:center;position:relative;overflow:hidden;}
.cta-banner::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 50% 50%,rgba(255,255,255,0.06) 0%,transparent 70%);}
.cta-banner::after{content:'';position:absolute;width:500px;height:500px;border:1px solid rgba(255,255,255,0.07);border-radius:50%;top:50%;left:50%;transform:translate(-50%,-50%);}
.cta-banner-inner{position:relative;z-index:1;}
.cta-banner h2{font-family:Arial, sans-serif;font-size:clamp(2rem,4vw,3.2rem);font-weight:600;color:var(--white);margin-bottom:0.8rem;letter-spacing:-0.02em;}
.cta-banner p{font-size:1rem;color:rgba(255,255,255,0.65);margin-bottom:2rem;}
.cta-banner-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;}
.btn-white{display:inline-flex;align-items:center;gap:0.5rem;background:var(--white);color:var(--teal);padding:0.9rem 2rem;border-radius:50px;font-size:0.9rem;font-weight:700;text-decoration:none;transition:transform 0.2s,box-shadow 0.2s;}
.btn-white:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(0,0,0,0.15);}
.btn-ghost{display:inline-flex;align-items:center;gap:0.5rem;background:transparent;color:var(--white);padding:0.9rem 2rem;border-radius:50px;border:1.5px solid rgba(255,255,255,0.35);font-size:0.9rem;font-weight:500;text-decoration:none;transition:background 0.2s;}
.btn-ghost:hover{background:rgba(255,255,255,0.1);}

/* PAGE LOADER */
.page-loader{position:fixed;inset:0;z-index:9999;background:var(--white);display:flex;align-items:center;justify-content:center;transition:opacity 0.6s ease,visibility 0.6s ease;}
.page-loader.loader-hide{opacity:0;visibility:hidden;}
.loader-logo{display:flex;flex-direction:column;align-items:center;gap:2.2rem;animation:loaderPop 0.7s cubic-bezier(0.34,1.56,0.64,1) forwards;}
@keyframes loaderPop{from{opacity:0;transform:scale(0.75)}to{opacity:1;transform:scale(1)}}
.loader-logo-img{width:420px;height:auto;object-fit:contain;filter:drop-shadow(0 16px 48px rgba(10,112,117,0.22));}
.loader-bar{width:420px;height:4px;background:var(--border);border-radius:99px;overflow:hidden;}
.loader-bar-fill{height:100%;width:0%;background:linear-gradient(90deg,var(--teal),var(--amber));border-radius:99px;animation:loaderFill 1s ease forwards;}
@keyframes loaderFill{from{width:0%}to{width:100%}}

/* FLOATING BADGE */
.float-loan-badge{position:fixed;top:72px;left:50%;transform:translateX(-50%) translateY(-20px);z-index:180;display:inline-flex;align-items:center;gap:0.75rem;background:rgba(255,255,255,0.96);backdrop-filter:blur(20px);border:1.5px solid var(--border-teal);border-radius:999px;padding:0.55rem 0.65rem 0.55rem 1.1rem;box-shadow:0 12px 40px rgba(10,112,117,0.16);opacity:0;pointer-events:none;transition:opacity 0.35s ease,transform 0.35s ease;white-space:nowrap;}
.float-loan-badge.flb-visible{opacity:1;transform:translateX(-50%) translateY(0);pointer-events:auto;}
.flb-dot{width:8px;height:8px;background:var(--teal);border-radius:50%;flex-shrink:0;animation:blink 2s infinite;}
.flb-text{font-size:0.82rem;color:var(--text-mid);}
.flb-text strong{color:var(--teal);}
.flb-btn{background:var(--teal);color:var(--white);padding:0.45rem 1.1rem;border-radius:999px;font-size:0.8rem;font-weight:700;text-decoration:none;transition:background 0.2s;}
.flb-btn:hover{background:var(--teal-dark);}

/* REVIEWS CAROUSEL */
.carousel-outer{position:relative;overflow:hidden;padding:2rem 0 0.5rem;margin-top:2rem;}
.carousel-fade-left,.carousel-fade-right{position:absolute;top:0;bottom:0;width:120px;z-index:2;pointer-events:none;}
.carousel-fade-left{left:0;background:linear-gradient(to right,var(--white),transparent);}
.carousel-fade-right{right:0;background:linear-gradient(to left,var(--white),transparent);}
.carousel-track{display:flex;gap:1.5rem;width:max-content;will-change:transform;}
.carousel-track .rev-card{width:340px;flex-shrink:0;cursor:default;}

/* TRUST BADGES */
.trust-section{background:var(--off);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:1.8rem 5%;}
.trust-grid{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:0;max-width:1100px;margin:0 auto;}
.trust-badge{display:flex;align-items:center;gap:0.85rem;padding:0.75rem 2rem;flex:1;min-width:180px;justify-content:center;}
.trust-icon{font-size:1.5rem;line-height:1;flex-shrink:0;color:var(--teal);}
.trust-value{font-size:0.9rem;font-weight:700;color:var(--text);line-height:1.2;}
.trust-label{font-size:0.72rem;color:var(--text-soft);margin-top:0.15rem;}
.trust-divider{width:1px;height:40px;background:var(--border);flex-shrink:0;}

/* WAVE DIVIDERS */
.wave-top-stats,.wave-bottom-stats,.wave-top-cta,.wave-bottom-cta{position:absolute;left:0;right:0;line-height:0;overflow:hidden;}
.wave-top-stats{top:0;}
.wave-bottom-stats{bottom:0;}
.wave-top-cta{top:0;}
.wave-bottom-cta{bottom:0;}
.wave-top-stats svg,.wave-bottom-stats svg,.wave-top-cta svg,.wave-bottom-cta svg{display:block;width:100%;height:64px;}

/* STATS COUNTER */
.stats-section{background:linear-gradient(135deg,var(--teal-deep) 0%,var(--teal) 100%);padding:5.5rem 5%;position:relative;overflow:hidden;}
.stats-section::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 100% at 80% 50%,rgba(232,160,32,0.12) 0%,transparent 60%);}
.stats-section::after{content:'';position:absolute;width:600px;height:600px;border:1px solid rgba(255,255,255,0.06);border-radius:50%;top:50%;left:50%;transform:translate(-50%,-50%);pointer-events:none;}
.stats-grid{position:relative;z-index:1;display:grid;grid-template-columns:1fr auto 1fr auto 1fr auto 1fr;gap:0;align-items:center;max-width:1000px;margin:0 auto;}
.stat-item{text-align:center;padding:1.5rem 2rem;}
.stat-num{font-family:Arial, sans-serif;font-size:clamp(2.4rem,4vw,3.8rem);font-weight:700;color:var(--white);line-height:1;margin-bottom:0.4rem;letter-spacing:-0.02em;}
.stat-label{font-size:0.78rem;font-weight:500;color:rgba(255,255,255,0.65);letter-spacing:0.04em;text-transform:uppercase;}
.stat-divider{width:1px;height:60px;background:rgba(255,255,255,0.15);flex-shrink:0;}

/* LOAN CALCULATOR */
.calc-section{background:var(--white);padding:6rem 5%;}
.calc-layout{display:grid;grid-template-columns:1fr 1.4fr;gap:5rem;align-items:start;}
.calc-note{display:flex;align-items:flex-start;gap:0.75rem;background:var(--amber-light);border:1px solid rgba(232,160,32,0.25);border-radius:var(--r-md);padding:1rem 1.2rem;margin-top:2rem;font-size:0.82rem;color:var(--text-mid);line-height:1.6;}
.calc-note-icon{font-size:1.1rem;flex-shrink:0;margin-top:0.05rem;}
.calc-panel{background:linear-gradient(180deg,#ffffff 0%,#fbfaf7 100%);border-radius:var(--r-xl);padding:2.5rem;border:1.5px solid var(--border);box-shadow:0 20px 60px rgba(10,112,117,0.08);}
.calc-field{margin-bottom:2rem;}
.calc-field-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:0.75rem;}
.calc-label{font-size:0.78rem;font-weight:700;color:var(--text-mid);letter-spacing:0.04em;text-transform:uppercase;}
.calc-val-display{font-family:Arial, sans-serif;font-size:1.2rem;font-weight:700;color:var(--teal);}
.calc-slider{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:3px;background:linear-gradient(to right,var(--teal) 0%,var(--teal) 50%,var(--border) 50%,var(--border) 100%);outline:none;cursor:pointer;transition:background 0.15s;}
.calc-slider::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--teal);border:3px solid var(--white);box-shadow:0 4px 12px rgba(10,112,117,0.35);cursor:pointer;transition:transform 0.15s;}
.calc-slider::-webkit-slider-thumb:hover{transform:scale(1.2);}
.calc-slider::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--teal);border:3px solid var(--white);box-shadow:0 4px 12px rgba(10,112,117,0.35);cursor:pointer;}
.calc-slider[data-locked="true"]{cursor:not-allowed;}
.calc-slider[data-locked="true"]::-webkit-slider-thumb{cursor:not-allowed;}
.calc-slider[data-locked="true"]::-webkit-slider-thumb:hover{transform:none;}
.calc-slider[data-locked="true"]::-moz-range-thumb{cursor:not-allowed;}
.calc-slider-bounds{display:flex;justify-content:space-between;font-size:0.72rem;color:var(--text-soft);margin-top:0.5rem;}
.calc-freq-btns{display:flex;gap:0.5rem;flex-wrap:wrap;margin-top:0.6rem;}
.calc-freq-btn{padding:0.5rem 1rem;border-radius:50px;border:1.5px solid var(--border);background:var(--white);font-family:Arial, sans-serif;font-size:0.8rem;font-weight:600;color:var(--text-mid);cursor:pointer;transition:all 0.2s;}
.calc-freq-btn:hover{border-color:var(--teal);color:var(--teal);}
.calc-freq-btn.active{background:var(--teal);border-color:var(--teal);color:var(--white);}
.calc-result{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;background:linear-gradient(135deg,var(--teal-light),var(--amber-light));border-radius:var(--r-lg);padding:1.5rem 1.75rem;border:1px solid var(--border-teal);margin-bottom:1.2rem;flex-wrap:wrap;}
.calc-result-label{font-size:0.7rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--teal);margin-bottom:0.3rem;}
.calc-result-amount{display:flex;align-items:baseline;gap:0.4rem;}
.calc-result-amount #calcPayment{font-family:Arial, sans-serif;font-size:2.4rem;font-weight:700;color:var(--teal);line-height:1;}
.calc-result-freq{font-size:0.82rem;color:var(--text-soft);font-weight:500;}
.calc-result-sub{font-size:0.72rem;color:var(--text-soft);margin-top:0.2rem;}
.calc-breakdown{display:flex;flex-direction:column;gap:0.6rem;}
.calc-breakdown-item{display:flex;justify-content:space-between;font-size:0.83rem;color:var(--text-mid);padding:0.5rem 0;border-bottom:1px solid var(--border);}
.calc-breakdown-item:last-child{border-bottom:none;}
.calc-breakdown-total{font-weight:700;color:var(--text);font-size:0.88rem;}

/* BACK TO TOP */
.back-to-top{position:fixed;left:24px;bottom:24px;z-index:210;width:44px;height:44px;border-radius:50%;background:var(--teal);color:var(--white);border:none;font-size:1.1rem;font-weight:700;cursor:pointer;box-shadow:0 8px 24px rgba(10,112,117,0.3);opacity:0;transform:translateY(12px);transition:opacity 0.3s,transform 0.3s,background 0.2s;pointer-events:none;}
.back-to-top.btt-visible{opacity:1;transform:translateY(0);pointer-events:auto;}
.back-to-top:hover{background:var(--teal-dark);}

/* ACTIVE NAV */
.nav-links a.nav-active{color:var(--teal);}
.nav-links a.nav-active::after{transform:scaleX(1)!important;}

/* MOBILE APPLY BAR */
.mobile-apply-bar{display:none;}

/* WHATSAPP */
.wa-shell{position:fixed;right:24px;bottom:24px;z-index:220;display:flex;flex-direction:column;align-items:flex-end;gap:12px;pointer-events:none;}
.wa-popup{width:min(340px,calc(100vw - 32px));background:#ffffff;border-radius:24px;border:1px solid rgba(18,140,74,0.18);box-shadow:0 28px 60px rgba(17,24,39,0.18);overflow:hidden;opacity:0;transform:translateY(12px) scale(0.97);transform-origin:bottom right;pointer-events:none;transition:opacity 0.22s ease,transform 0.22s ease;}
.wa-shell.open .wa-popup{opacity:1;transform:translateY(0) scale(1);pointer-events:auto;}
.wa-popup-head{display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;padding:1rem 1rem 0.85rem;background:linear-gradient(135deg,#1fbf5b 0%,#128c4a 100%);color:var(--white);}
.wa-popup-title{font-size:1rem;font-weight:700;margin-bottom:0.2rem;}
.wa-popup-sub{font-size:0.78rem;line-height:1.5;color:rgba(255,255,255,0.82);max-width:220px;}
.wa-close{width:34px;height:34px;flex-shrink:0;border:none;border-radius:50%;background:rgba(255,255,255,0.14);color:var(--white);font-size:1rem;cursor:pointer;transition:background 0.2s,transform 0.2s;}
.wa-close:hover{background:rgba(255,255,255,0.22);transform:rotate(90deg);}
.wa-popup-body{padding:1rem;background:linear-gradient(180deg,#f7fbf8 0%,#ffffff 100%);}
.wa-bubble{background:#ffffff;border:1px solid rgba(10,112,117,0.12);border-radius:18px 18px 18px 6px;padding:0.95rem 1rem;box-shadow:0 8px 20px rgba(17,24,39,0.06);margin-bottom:0.9rem;}
.wa-bubble-name{font-size:0.75rem;font-weight:700;letter-spacing:0.04em;text-transform:uppercase;color:#128c4a;margin-bottom:0.35rem;}
.wa-bubble-text{font-size:0.88rem;line-height:1.6;color:var(--text-mid);}
.wa-compose{margin-bottom:0.75rem;}
.wa-input{width:100%;min-height:72px;resize:vertical;border:1px solid rgba(18,140,74,0.22);border-radius:14px;padding:0.7rem 0.8rem;font:inherit;font-size:0.85rem;line-height:1.45;color:var(--text);background:#ffffff;outline:none;}
.wa-input:focus{border-color:#128c4a;box-shadow:0 0 0 3px rgba(18,140,74,0.12);}
.wa-actions{display:flex;gap:0.75rem;align-items:center;justify-content:space-between;}
.wa-start{display:inline-flex;align-items:center;justify-content:center;gap:0.45rem;flex:1;background:linear-gradient(135deg,#1fbf5b 0%,#128c4a 100%);color:var(--white);padding:0.9rem 1rem;border-radius:999px;text-decoration:none;font-size:0.88rem;font-weight:700;box-shadow:0 14px 28px rgba(18,140,74,0.22);transition:transform 0.2s,box-shadow 0.2s;}
.wa-start:hover{transform:translateY(-2px);box-shadow:0 18px 36px rgba(18,140,74,0.28);}
.wa-meta{font-size:0.72rem;line-height:1.5;color:var(--text-soft);max-width:92px;}
.wa-trigger{display:inline-flex;align-items:center;gap:0.85rem;padding:0.9rem 1.15rem 0.9rem 0.9rem;border:none;border-radius:999px;background:linear-gradient(135deg,#1fbf5b 0%,#128c4a 100%);box-shadow:0 18px 40px rgba(18,140,74,0.3);color:var(--white);cursor:pointer;transition:transform 0.2s,box-shadow 0.2s;}
.wa-shell .wa-trigger{pointer-events:auto;}
.wa-trigger:hover{transform:translateY(-3px);box-shadow:0 24px 48px rgba(18,140,74,0.34);}
.wa-trigger-icon{width:44px;height:44px;flex-shrink:0;border-radius:50%;background:rgba(255,255,255,0.14);display:flex;align-items:center;justify-content:center;font-size:1.35rem;line-height:1;}
.wa-trigger-copy{display:flex;flex-direction:column;line-height:1.2;text-align:left;}
.wa-trigger-label{font-size:0.68rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:rgba(255,255,255,0.76);margin-bottom:0.2rem;}
.wa-trigger-text{font-size:0.88rem;font-weight:700;color:var(--white);}

/* FOOTER */
footer{background:var(--text);color:rgba(255,255,255,0.6);padding:4rem 5% 2rem;}
.footer-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem;align-items:start;}
.footer-brand-col{display:flex;flex-direction:column;gap:0;}
.footer-brand-logo{display:flex;align-items:center;gap:0.6rem;text-decoration:none;margin-bottom:1rem;}
.footer-logo-badge{display:inline-flex;align-items:center;justify-content:center;padding:0.8rem 1rem;background:rgba(255,255,255,0.98);border-radius:18px;box-shadow:0 12px 24px rgba(0,0,0,0.18);}
.footer-logo-badge .brand-logo-img{height:40px;}
.footer-tagline{font-family:Arial, sans-serif;font-size:0.95rem;font-style:italic;color:var(--teal-mid);margin-bottom:0.6rem;font-weight:400;}
.footer-desc{font-size:0.82rem;line-height:1.7;max-width:280px;color:rgba(255,255,255,0.38);margin-bottom:1.2rem;}
.footer-socials{display:flex;gap:0.6rem;}
.footer-social{width:36px;height:36px;border-radius:10px;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.1);display:flex;align-items:center;justify-content:center;color:rgba(255,255,255,0.45);text-decoration:none;transition:background 0.2s,color 0.2s,border-color 0.2s;}
.footer-social:hover{background:var(--teal);color:var(--white);border-color:var(--teal);}
.footer-links-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:2rem;grid-column:span 3;}
.footer-col-title{font-size:0.72rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:var(--teal-mid);margin-bottom:1.2rem;}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:0.6rem;}
.footer-links a{font-size:0.82rem;color:rgba(255,255,255,0.38);text-decoration:none;transition:color 0.2s;}
.footer-links a:hover{color:rgba(255,255,255,0.8);}
.footer-trust-bar{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:0.5rem 0;border-top:1px solid rgba(255,255,255,0.07);border-bottom:1px solid rgba(255,255,255,0.07);padding:1.2rem 0;margin-bottom:1.5rem;}
.footer-trust-item{display:flex;align-items:center;gap:0.4rem;font-size:0.78rem;color:rgba(255,255,255,0.4);padding:0 1.5rem;}
.footer-trust-dot{width:4px;height:4px;border-radius:50%;background:rgba(255,255,255,0.15);flex-shrink:0;}
.footer-disclaimer{border-top:1px solid rgba(255,255,255,0.07);padding:1.5rem 0;margin-bottom:1.2rem;}
.footer-disclaimer p{font-size:0.72rem;line-height:1.75;color:rgba(255,255,255,0.22);max-width:100%;}
.footer-disclaimer strong{color:rgba(255,255,255,0.35);font-weight:600;}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;}
.footer-copy{font-size:0.77rem;color:rgba(255,255,255,0.25);}
.footer-legal{display:flex;gap:2rem;}
.footer-legal a{font-size:0.77rem;color:rgba(255,255,255,0.25);text-decoration:none;transition:color 0.2s;}
.footer-legal a:hover{color:rgba(255,255,255,0.6);}

/* REVEAL */
.rev{opacity:0;transform:translateY(22px);transition:opacity 0.6s ease,transform 0.6s ease;}
.rev.vis{opacity:1;transform:translateY(0);}
.d1{transition-delay:0.08s}.d2{transition-delay:0.16s}.d3{transition-delay:0.24s}.d4{transition-delay:0.32s}.d5{transition-delay:0.4s}

@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  *,*::before,*::after{animation:none!important;transition:none!important;}
}

/* RESPONSIVE */
@media(max-width:1024px){
  .hero-inner{grid-template-columns:1fr;gap:3rem;}
  .hero-right{display:none;}
  .hero-proof{grid-template-columns:repeat(2,1fr);}
  .why-cards{grid-template-columns:1fr 1fr;}
  .services-grid{grid-template-columns:1fr 1fr;}
  .apply-layout,.about-grid,.faq-layout,.contact-layout,.calc-layout{grid-template-columns:1fr;gap:3rem;}
  .stats-grid{grid-template-columns:1fr 1fr;gap:0;}
  .stat-divider:nth-child(4){display:none;}
  .team-head .sec-tag::before,.team-head .sec-tag::after{width:110px;}
  .team-grid{grid-template-columns:1fr 1fr;}
  .team-card{grid-column:auto;}
  .team-grid .team-card:nth-child(5){grid-column:auto;}
  .reviews-grid{grid-template-columns:1fr 1fr;}
  .footer-top{grid-template-columns:1fr;}
  .footer-links-grid{grid-column:span 1;grid-template-columns:1fr 1fr 1fr;}
  .trust-divider{display:none;}
  .trust-badge{min-width:140px;}
  .eligibility-panel{position:static;}
}
@media(max-width:768px){
  body{padding-bottom:92px;}
  nav{padding:0.6rem 5%;}
  .brand-logo-img{height:48px;}
  .mobile-menu{top:82px;z-index:220;}
  .nav-links{display:none;}
  .hamburger{display:flex;}
  section{padding:4rem 5%;}
  .hero-proof{grid-template-columns:1fr;}
  .why-cards,.services-grid,.reviews-grid{grid-template-columns:1fr;}
  .stats-grid{grid-template-columns:1fr 1fr;}
  .stat-divider{display:none;}
  .trust-grid{gap:0.5rem;}
  .trust-badge{padding:0.6rem 1rem;}
  .footer-links-grid{grid-template-columns:1fr 1fr;}
  .footer-trust-item{padding:0 0.75rem;}
  .footer-trust-bar{gap:0.25rem 0;}
  .back-to-top{display:none;}
  .calc-freq-btns{gap:0.4rem;}
  .calc-freq-btn{font-size:0.75rem;padding:0.45rem 0.8rem;}
  .team-grid{grid-template-columns:1fr 1fr;}
  .team-head .sec-tag::before,.team-head .sec-tag::after{display:none;}
  .values-wrap{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .fr{grid-template-columns:1fr;}
  .hero-stat-row{gap:1.5rem;}
  .contact-aside{padding:1.6rem;}
  .contact-intro{padding-right:0;}
  .map-card-footer{flex-direction:column;align-items:flex-start;}
  .mobile-apply-bar{position:fixed;left:16px;right:16px;bottom:calc(env(safe-area-inset-bottom,0px) + 16px);z-index:225;display:flex;align-items:center;justify-content:center;padding:0.95rem 1.2rem;border-radius:999px;background:linear-gradient(135deg,var(--teal) 0%,var(--teal-deep) 100%);box-shadow:0 20px 44px rgba(10,63,67,0.24);color:var(--white);font-size:0.95rem;font-weight:700;text-decoration:none;}
  .mobile-apply-bar:hover{transform:translateY(-1px);}
  .wa-shell{right:16px;bottom:88px;left:16px;align-items:stretch;}
  .wa-popup{width:100%;transform-origin:bottom center;}
  .wa-trigger{align-self:flex-end;padding:0.8rem;border-radius:50%;}
  .nav-phone-num{display:none;}
  .nav-phone{padding:0.45rem 0.7rem!important;}
  .wa-trigger-copy{display:none;}
}
@media(max-width:560px){
  .team-grid{grid-template-columns:1fr;}
  .wa-meta{display:none;}
}

/* ============================================================
   PROMO POPUP
   ============================================================ */
.promo-overlay{position:fixed;inset:0;z-index:1000;display:flex;align-items:center;justify-content:center;padding:1rem;opacity:0;visibility:hidden;transition:opacity 0.4s ease,visibility 0.4s ease;}
.promo-overlay::before{content:'';position:absolute;inset:0;background:rgba(10,30,35,0.7);backdrop-filter:blur(6px);opacity:0;transition:opacity 0.4s ease;}
.promo-overlay.open{opacity:1;visibility:visible;}
.promo-overlay.open::before{opacity:1;}
.promo-modal{position:relative;background:#fff;border-radius:var(--r-xl);width:100%;max-width:480px;overflow:hidden;box-shadow:0 40px 100px rgba(10,63,67,0.35),0 0 0 1px rgba(10,112,117,0.08);transform:translateY(110%) rotate(-2deg) scale(0.95);opacity:0;transition:transform 1s cubic-bezier(0.22,1.4,0.36,1),opacity 0.5s ease;}
.promo-overlay.open .promo-modal{transform:translateY(0) rotate(0deg) scale(1);opacity:1;}
.promo-close{position:absolute;top:0.85rem;right:0.85rem;z-index:10;width:34px;height:34px;border-radius:50%;border:none;background:rgba(0,0,0,0.18);backdrop-filter:blur(8px);color:#fff;font-size:0.95rem;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background 0.2s,transform 0.3s;}
.promo-close:hover{background:rgba(0,0,0,0.35);transform:rotate(90deg) scale(1.1);}
.promo-media-wrap{width:100%;overflow:hidden;position:relative;}
.promo-media-wrap img{width:100%;height:230px;object-fit:cover;display:block;animation:promoImgReveal 0.6s 0.2s ease forwards;}
@keyframes promoImgReveal{from{transform:scale(1.08);filter:brightness(0.85)}to{transform:scale(1);filter:brightness(1)}}
.promo-media-wrap iframe,.promo-media-wrap video{width:100%;height:230px;border:0;display:block;}
.promo-media-wrap::after{content:'';position:absolute;bottom:0;left:0;right:0;height:60px;background:linear-gradient(to top,#fff,transparent);pointer-events:none;}
.promo-body{padding:1.6rem 2rem 1.8rem;}
.promo-badge{display:inline-flex;align-items:center;gap:0.4rem;background:linear-gradient(90deg,var(--amber-light),#fff7e6,var(--amber-light));background-size:200% auto;border:1px solid rgba(232,160,32,0.35);border-radius:50px;padding:0.32rem 1rem;font-size:0.7rem;font-weight:700;color:var(--amber);letter-spacing:0.07em;text-transform:uppercase;margin-bottom:0.9rem;animation:promoBadgeIn 0.5s 0.3s both,shimmer 2.5s 0.8s linear infinite;}
@keyframes promoBadgeIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}
@keyframes shimmer{to{background-position:200% center}}
.promo-title{font-family:Arial, sans-serif;font-size:1.5rem;font-weight:600;color:var(--text);line-height:1.2;margin-bottom:0.65rem;opacity:0;animation:promoFadeUp 0.5s 0.42s ease forwards;}
.promo-desc{font-size:0.87rem;color:var(--text-mid);line-height:1.72;font-weight:300;margin-bottom:1.4rem;opacity:0;animation:promoFadeUp 0.5s 0.52s ease forwards;}
.promo-btn{width:100%;justify-content:center;font-size:0.95rem;padding:1rem 1.5rem;border-radius:50px;margin-bottom:0.9rem;text-decoration:none;position:relative;overflow:hidden;opacity:0;animation:promoFadeUp 0.5s 0.62s ease forwards;}
.promo-btn::after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,transparent 0%,rgba(255,255,255,0.18) 50%,transparent 100%);transform:translateX(-100%);animation:promoSheen 2.8s 1.2s ease-in-out infinite;}
@keyframes promoSheen{0%,100%{transform:translateX(-100%)}50%{transform:translateX(100%)}}
.promo-dismiss{display:block;width:100%;background:none;border:none;font-family:Arial, sans-serif;font-size:0.76rem;color:var(--text-soft);cursor:pointer;padding:0.4rem;transition:color 0.2s;text-align:center;opacity:0;animation:promoFadeUp 0.5s 0.72s ease forwards;}
.promo-dismiss:hover{color:var(--teal);text-decoration:underline;}
@keyframes promoFadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
.promo-modal.no-media{border-top:5px solid transparent;background-image:linear-gradient(white,white),linear-gradient(90deg,var(--teal),var(--amber));background-origin:border-box;background-clip:padding-box,border-box;}
.promo-overlay.closing{opacity:0;}
.promo-overlay.closing .promo-modal{transform:translateY(20px) scale(0.96);opacity:0;}
@media(max-width:500px){.promo-body{padding:1.3rem 1.4rem 1.5rem;}.promo-title{font-size:1.25rem;}.promo-media-wrap img,.promo-media-wrap iframe,.promo-media-wrap video{height:180px;}}

/* ============================================================
   BLOG STYLES — MAGAZINE EDITION
   ============================================================ */

/* Banner */
.blog-banner{background:linear-gradient(135deg,var(--teal-deep) 0%,var(--teal) 100%);padding:8rem 5% 5rem;text-align:center;position:relative;overflow:hidden;}
.blog-banner::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 50% 50%,rgba(255,255,255,0.06) 0%,transparent 70%);}
.blog-banner-inner{position:relative;z-index:1;max-width:700px;margin:0 auto;}
.blog-banner-tag{display:inline-block;background:rgba(255,255,255,0.12);border:1px solid rgba(255,255,255,0.2);border-radius:50px;padding:0.38rem 1rem;font-size:0.75rem;font-weight:600;color:rgba(255,255,255,0.85);letter-spacing:0.05em;text-transform:uppercase;margin-bottom:1.2rem;}
.blog-banner h1{font-family:Arial, sans-serif;font-size:clamp(2.2rem,4vw,3.5rem);font-weight:600;color:#fff;line-height:1.1;letter-spacing:-0.02em;margin-bottom:0.75rem;}
.blog-banner p{font-size:1rem;color:rgba(255,255,255,0.65);line-height:1.7;}
/* Featured hero post */
.blog-featured{width:100%;background:var(--teal-deep);overflow:hidden;}
.blog-featured-inner{display:block;position:relative;height:520px;text-decoration:none;overflow:hidden;}
.blog-featured-img-wrap{position:absolute;inset:0;}
.blog-featured-img{width:100%;height:100%;object-fit:cover;display:block;transition:transform 0.6s ease;}
.blog-featured-img-placeholder{width:100%;height:100%;background:linear-gradient(135deg,var(--teal) 0%,var(--teal-deep) 100%);}
.blog-featured-inner:hover .blog-featured-img{transform:scale(1.03);}
.blog-featured-overlay{position:absolute;inset:0;background:linear-gradient(to top,rgba(10,30,35,0.92) 0%,rgba(10,30,35,0.45) 50%,rgba(10,30,35,0.1) 100%);}
.blog-featured-content{position:absolute;bottom:0;left:0;right:0;padding:3rem 5%;max-width:1120px;}
.blog-featured-meta{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;margin-bottom:1rem;}
.blog-featured-cat{background:var(--teal);color:#fff;font-size:0.7rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;padding:0.28rem 0.85rem;border-radius:50px;}
.blog-featured-date,.blog-featured-read{font-size:0.78rem;color:rgba(255,255,255,0.6);}
.blog-featured-title{font-family:Arial, sans-serif;font-size:clamp(1.8rem,3.5vw,2.8rem);font-weight:600;color:#fff;line-height:1.15;margin-bottom:0.75rem;letter-spacing:-0.02em;}
.blog-featured-excerpt{font-size:0.95rem;color:rgba(255,255,255,0.7);line-height:1.7;margin-bottom:1.2rem;max-width:580px;}
.blog-featured-btn{display:inline-flex;align-items:center;gap:0.4rem;background:var(--white);color:var(--teal);padding:0.65rem 1.4rem;border-radius:50px;font-size:0.82rem;font-weight:700;transition:transform 0.2s,box-shadow 0.2s;}
.blog-featured-inner:hover .blog-featured-btn{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,0,0,0.2);}

/* Category filter bar */
.blog-filter-bar{background:#fff;border-bottom:1px solid var(--border);padding:0 5%;position:sticky;top:62px;z-index:100;box-shadow:0 2px 12px rgba(0,0,0,0.05);}
.blog-filter-inner{display:flex;gap:0;overflow-x:auto;scrollbar-width:none;max-width:1280px;margin:0 auto;}
.blog-filter-inner::-webkit-scrollbar{display:none;}
.blog-filter-pill{display:inline-flex;align-items:center;gap:0.4rem;padding:1rem 1.2rem;font-size:0.82rem;font-weight:600;color:var(--text-soft);text-decoration:none;border-bottom:2px solid transparent;white-space:nowrap;transition:color 0.2s,border-color 0.2s;}
.blog-filter-pill:hover{color:var(--teal);}
.blog-filter-pill.active{color:var(--teal);border-bottom-color:var(--teal);}
.blog-filter-count{background:var(--teal-light);color:var(--teal);font-size:0.65rem;font-weight:700;padding:0.1rem 0.45rem;border-radius:50px;}

/* Blog section */
.blog-section{padding:4rem 5%;background:var(--off);}
/* First row: 1 large + 2 stacked */
.blog-row-featured{display:grid;grid-template-columns:1.6fr 1fr;gap:1.5rem;max-width:1280px;margin:0 auto 1.5rem;}
.brf-main{display:flex;flex-direction:column;background:#fff;border-radius:var(--r-lg);overflow:hidden;border:1.5px solid var(--border);text-decoration:none;transition:transform 0.3s,box-shadow 0.3s;}
.brf-main:hover{transform:translateY(-4px);box-shadow:var(--shadow);}
.brf-main-img{width:100%;height:260px;object-fit:cover;display:block;transition:transform 0.5s ease;}
.brf-main:hover .brf-main-img{transform:scale(1.03);}
.brf-no-thumb{display:flex;align-items:center;justify-content:center;font-size:3rem;background:linear-gradient(135deg,var(--teal-light),var(--amber-light));}
.brf-main-body{padding:1.5rem;flex:1;display:flex;flex-direction:column;}
.brf-meta{display:flex;align-items:center;gap:0.6rem;flex-wrap:wrap;margin-bottom:0.75rem;}
.brf-date,.brf-read{font-size:0.74rem;color:var(--text-soft);}
.brf-main-title{font-family:Arial, sans-serif;font-size:1.4rem;font-weight:600;color:var(--text);line-height:1.25;margin-bottom:0.6rem;}
.brf-main-excerpt{font-size:0.85rem;color:var(--text-mid);line-height:1.7;font-weight:300;flex:1;margin-bottom:1rem;}
.brf-side{display:flex;flex-direction:column;gap:1.5rem;}
.brf-side-card{display:flex;gap:1rem;background:#fff;border-radius:var(--r-md);overflow:hidden;border:1.5px solid var(--border);text-decoration:none;transition:transform 0.3s,box-shadow 0.3s;flex:1;}
.brf-side-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);}
.brf-side-img{width:110px;flex-shrink:0;object-fit:cover;display:block;}
.brf-side-body{padding:1rem;display:flex;flex-direction:column;justify-content:center;gap:0.4rem;}
.brf-side-title{font-family:Arial, sans-serif;font-size:0.95rem;font-weight:600;color:var(--text);line-height:1.3;}

/* Section divider */
.blog-section-divider{display:flex;align-items:center;gap:1rem;max-width:1280px;margin:2.5rem auto;color:var(--text-soft);font-size:0.75rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;}
.blog-section-divider::before,.blog-section-divider::after{content:'';flex:1;height:1px;background:var(--border);}

/* Post grid */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;max-width:1280px;margin:0 auto;}
.blog-card{background:#fff;border-radius:var(--r-lg);overflow:hidden;border:1.5px solid var(--border);transition:transform 0.3s,box-shadow 0.3s;display:flex;flex-direction:column;}
.blog-card:hover{transform:translateY(-5px);box-shadow:var(--shadow);}
.blog-card-thumb{width:100%;height:200px;object-fit:cover;display:block;}
.blog-card-thumb-placeholder{width:100%;height:200px;background:linear-gradient(135deg,var(--teal-light),var(--amber-light));display:flex;align-items:center;justify-content:center;font-size:3rem;}
.blog-card-body{padding:1.5rem;display:flex;flex-direction:column;flex:1;}
.blog-card-cat{display:inline-block;font-size:0.68rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--teal);background:var(--teal-light);border:1px solid var(--border-teal);padding:0.25rem 0.75rem;border-radius:50px;margin-bottom:0.85rem;}
.blog-card-title{font-family:Arial, sans-serif;font-size:1.1rem;font-weight:600;color:var(--text);line-height:1.3;margin-bottom:0.6rem;}
.blog-card-title a{text-decoration:none;color:inherit;transition:color 0.2s;}
.blog-card-title a:hover{color:var(--teal);}
.blog-card-excerpt{font-size:0.83rem;color:var(--text-mid);line-height:1.65;font-weight:300;flex:1;margin-bottom:1.2rem;}
.blog-card-meta{display:flex;align-items:center;justify-content:space-between;font-size:0.74rem;color:var(--text-soft);border-top:1px solid var(--border);padding-top:1rem;margin-top:auto;}
.blog-card-read{display:inline-flex;align-items:center;gap:0.35rem;color:var(--teal);font-weight:600;text-decoration:none;font-size:0.78rem;transition:gap 0.2s;}
.blog-card-read:hover{gap:0.55rem;}
.blog-empty{text-align:center;padding:5rem 2rem;max-width:500px;margin:0 auto;}
.blog-empty h2{font-family:Arial, sans-serif;font-size:2rem;margin-bottom:0.75rem;}
.blog-empty p{color:var(--text-mid);font-size:0.95rem;margin-bottom:2rem;}
.blog-pagination{display:flex;justify-content:center;gap:0.5rem;margin-top:3rem;flex-wrap:wrap;}
.blog-pagination .page-numbers{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:50%;border:1.5px solid var(--border);font-size:0.85rem;font-weight:600;color:var(--text-mid);text-decoration:none;transition:all 0.2s;}
.blog-pagination .page-numbers:hover,.blog-pagination .page-numbers.current{background:var(--teal);border-color:var(--teal);color:#fff;}
.post-hero{background:linear-gradient(135deg,var(--teal-deep) 0%,var(--teal) 100%);padding:8rem 5% 4rem;position:relative;overflow:hidden;}
.post-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 50% 50%,rgba(255,255,255,0.06) 0%,transparent 70%);}
.post-hero-inner{position:relative;z-index:1;max-width:1120px;margin:0 auto;}
.post-hero-cat{display:inline-block;background:rgba(255,255,255,0.12);border:1px solid rgba(255,255,255,0.2);border-radius:50px;padding:0.38rem 1rem;font-size:0.75rem;font-weight:600;color:rgba(255,255,255,0.85);letter-spacing:0.05em;text-transform:uppercase;margin-bottom:1.2rem;text-decoration:none;}
.post-hero h1{font-family:Arial, sans-serif;font-size:clamp(2rem,4vw,3.2rem);font-weight:600;color:#fff;line-height:1.15;letter-spacing:-0.02em;margin-bottom:1.2rem;}
.post-hero-meta{display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap;font-size:0.82rem;color:rgba(255,255,255,0.6);}
.post-hero-meta span{display:flex;align-items:center;gap:0.4rem;}
.post-layout{max-width:1120px;margin:0 auto;padding:4rem 5%;}
.post-featured-img{width:100%;border-radius:var(--r-xl);height:420px;object-fit:cover;margin-bottom:3rem;box-shadow:var(--shadow-lg);}
.post-content{font-size:1rem;line-height:1.85;color:var(--text-mid);font-weight:300;}
.post-content h2{font-family:Arial, sans-serif;font-size:1.7rem;font-weight:600;color:var(--text);margin:2.5rem 0 1rem;line-height:1.2;}
.post-content h3{font-family:Arial, sans-serif;font-size:1.3rem;font-weight:600;color:var(--text);margin:2rem 0 0.75rem;}
.post-content p{margin-bottom:1.4rem;}
.post-content ul,.post-content ol{margin:0 0 1.4rem 1.5rem;}
.post-content li{margin-bottom:0.5rem;}
.post-content a{color:var(--teal);text-decoration:underline;}
.post-content blockquote{border-left:4px solid var(--teal);padding:1rem 1.5rem;background:var(--teal-light);border-radius:0 var(--r-sm) var(--r-sm) 0;margin:2rem 0;font-style:italic;}
.post-content img{max-width:100%;border-radius:var(--r-md);margin:1.5rem 0;}
.post-content strong{color:var(--text);font-weight:700;}
.post-tags{display:flex;flex-wrap:wrap;gap:0.5rem;margin-top:3rem;padding-top:2rem;border-top:1px solid var(--border);}
.post-tag{background:var(--teal-light);border:1px solid var(--border-teal);border-radius:50px;padding:0.28rem 0.85rem;font-size:0.75rem;font-weight:600;color:var(--teal);text-decoration:none;}
.post-tag:hover{background:var(--teal);color:#fff;}
.post-author-box{background:var(--off);border-radius:var(--r-lg);padding:2rem;margin-top:3rem;display:flex;gap:1.5rem;align-items:flex-start;border:1.5px solid var(--border);}
.post-author-av{width:64px;height:64px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--teal-dark));display:flex;align-items:center;justify-content:center;font-family:Arial, sans-serif;font-size:1.4rem;font-weight:700;color:#fff;flex-shrink:0;}
.post-author-name{font-weight:700;font-size:0.95rem;margin-bottom:0.2rem;}
.post-author-role{font-size:0.75rem;color:var(--teal);font-weight:600;text-transform:uppercase;letter-spacing:0.04em;margin-bottom:0.5rem;}
.post-author-bio{font-size:0.84rem;color:var(--text-mid);line-height:1.65;font-weight:300;}
.post-cta{background:linear-gradient(135deg,var(--teal) 0%,var(--teal-dark) 100%);border-radius:var(--r-xl);padding:3rem;text-align:center;margin-top:3rem;color:#fff;position:relative;overflow:hidden;}
.post-cta::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 50% 50%,rgba(255,255,255,0.06) 0%,transparent 70%);}
.post-cta-inner{position:relative;z-index:1;}
.post-cta h3{font-family:Arial, sans-serif;font-size:1.8rem;font-weight:600;margin-bottom:0.5rem;}
.post-cta p{font-size:0.95rem;color:rgba(255,255,255,0.7);margin-bottom:1.5rem;}
.related-posts{padding:4rem 5%;background:var(--off);border-top:1px solid var(--border);}
.related-posts h2{font-family:Arial, sans-serif;font-size:1.6rem;font-weight:600;margin-bottom:2rem;text-align:center;}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;max-width:1280px;margin:0 auto;}
.page-hero{background:var(--off);border-bottom:1px solid var(--border);padding:7rem 5% 4rem;text-align:center;}
.page-hero h1{font-family:Arial, sans-serif;font-size:clamp(2.2rem,4vw,3.2rem);font-weight:600;color:var(--text);margin-bottom:0.75rem;}
.page-hero p{font-size:1rem;color:var(--text-mid);max-width:560px;margin:0 auto;}
.page-content-wrap{max-width:1120px;margin:0 auto;padding:4rem 5%;}
.page-content-wrap .post-content{color:var(--text-mid);}
/* Newsletter strip */
.blog-newsletter{background:linear-gradient(135deg,var(--teal-deep) 0%,var(--teal) 100%);padding:3.5rem 5%;}
.blog-newsletter-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap;max-width:1280px;margin:0 auto;}
.blog-newsletter h3{font-family:Arial, sans-serif;font-size:1.5rem;font-weight:600;color:#fff;margin-bottom:0.3rem;}
.blog-newsletter p{font-size:0.88rem;color:rgba(255,255,255,0.65);}
.blog-newsletter-form{display:flex;gap:0.5rem;flex-shrink:0;}
.blog-nl-input{background:rgba(255,255,255,0.12);border:1.5px solid rgba(255,255,255,0.25);border-radius:50px;padding:0.75rem 1.2rem;color:#fff;font-family:Arial, sans-serif;font-size:0.85rem;outline:none;width:240px;transition:border-color 0.2s,background 0.2s;}
.blog-nl-input::placeholder{color:rgba(255,255,255,0.5);}
.blog-nl-input:focus{border-color:rgba(255,255,255,0.6);background:rgba(255,255,255,0.18);}
.blog-nl-btn{background:#fff;color:var(--teal);border:none;border-radius:50px;padding:0.75rem 1.4rem;font-family:Arial, sans-serif;font-size:0.85rem;font-weight:700;cursor:pointer;white-space:nowrap;transition:transform 0.2s,box-shadow 0.2s;}
.blog-nl-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,0,0,0.15);}

/* Responsive */
@media(max-width:1024px){
  .blog-grid,.related-grid{grid-template-columns:1fr 1fr;}
  .blog-row-featured{grid-template-columns:1fr;}
  .brf-side{flex-direction:row;}
  .brf-side-card{flex:1;}
}
@media(max-width:768px){
  .blog-featured-inner{height:400px;}
  .blog-featured-title{font-size:1.6rem;}
  .brf-side{flex-direction:column;}
  .blog-newsletter-inner{flex-direction:column;text-align:center;}
  .blog-newsletter-form{width:100%;justify-content:center;}
  .blog-nl-input{width:100%;}
}
@media(max-width:640px){
  .blog-grid,.related-grid{grid-template-columns:1fr;}
  .post-author-box{flex-direction:column;}
  .blog-featured-inner{height:320px;}
}