Frequently Asked Questions...

Get answers about our processes and information on obtaining loans












Q. Why should I choose Gill Financial Inc. ?

A. Gill Financial Inc. annual interest rates are lower than your payday loan, plus fees are the most competitive in the financial industry which lends to people with bad credit. Our 30 years experience in services are unmatched by any of our competitors. We offer online application loans which are open, and can be repayable at any time. No upfront fees.


Q. How is Gill Financial Inc. different from pay day loan places?

A. Gill Financial Inc. is much cheaper. Just Say No to Pay Day Loans!


Q. How long before I know if I'm approved?

A. Our Experienced Loan Officers work as quickly and accurately as possible on all loan applications. When you apply online you can be approved in as little as 24 hours from providing employment/banking verification.

Q. How do I pay you back?

A. We debit your personal payment bank account provided on your application on your next scheduled pay day for the Bi-Weekly amount of loan principal plus all borrowing and/or default fees. You may use the loan administration portal to request changes.

Q. What are your hours of operation?

A. We are open and available 24/7 everyday.

Q. What are the requirements to get a loan?

A. To see if you qualify for a loan you have to answer the following questions:

  • Do you have a job?
  • Have you been with your current employer for more than 3 months?
  • Do you have an active chequing account?
  • Do you get paid by direct deposit?
  • Do you bring home at least $1000 per month?
  • Do you have an active phone number that we can reach you at?
  • If you answered YES to all these questions - you may qualify pending approval by our professional loan officers.